Plans

Pension Rescue. This plan is designed to solve the problem of an underfunded defined benefit pension plan. Pension fund managers can utilize this strategy to increase their potential yields within the plan; to minimize the requirement for additional contributions to the plan to make up for existing shortfalls.

Deferred Compensation Plans. Nonqualified deferred compensation plans permit companies to provide retirement benefits selectively for highly-compensated and key executives without IRS reporting requirements. Executives can defer personal income taxes with great flexibility of investment options, retirement eligibility and payout methods, as permitted under IRS guidelines.

125 (Cafeteria). This type of plan allows employees to pay employee portion of medical insurance, group life contributions, 401(k) plan contributions, uncovered expenses, and child and dependent care expenses with pre-tax dollars.

Captive Insurance. A captive insurance company is a bona fide insurance company, generally established for providing property and casualty coverages for its sponsoring company. Captive insurance is a broad term that is used to describe many different ways in which such coverages can be structured and utilized.

Executive IRA. Executives who have worked and saved for retirement may use an Executive IRA ($250,000 minimum) to invest toward a goal of being prepared for retirement.

Post-Retirement Medical. Employers may provide post-retirement benefits for employees, their dependents and beneficiaries by providing a health reimbursement account benefit and a post-retirement health reimbursement account benefit.